Sabtu, 8 Disember 2012

Sesi BI V - AKPK

Bismillahir Rahmanir Rahim
Assalammualaikum Warahmatullahi Wabarakatuh
dan Selamat Sejahtera,
Come back!
WHAT is a budget?
A budget is a plan for managing your cash flow and is used to estimate your future income and expenses.  To put it simply, a budget lists all your expected cash inflows and outflows to assist you to make prudent financial decisions.

Why do i need a budget?
How many times have you made ATM withdrawals only to realize that you have spent all your money within a couple of days?  Often it becomes extremely difficult to remember where that money was spent.  Many people do not keep track of their finances and end up spending more than they mean to.  This is why a budget is important.

Benefits of having a budget
  •  Live within your means
  • Cultivate a saving habit
  • Save for financial emergencies
  • Enhance your net worth

Will be back soon, with topic "Live within your means."

See you soon.


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